All these moments

In the fun movie, One Fine Day, Jack (George Clooney), asks Melanie (Michelle Pfeiffer), “Where do you get a bag like that?” She seems to have a Mommy wonder bag with everything from breakfast bars to vitamins. When the two desperate parents take their kids to a drop in day care and learn that it is costume day, this Mom goes in her super bag and pulls out brushes, shoulder pads and duct tape and to save the day by fashioning emergency super suits. While this movie takes a laughing at look at what might be in a super prepared Mom’s purse, what’s inside our purses is no laughing matter when a purse is stolen. Often our purses contain not only our keys, but also all of the keys to stealing our identity and opening up new accounts in our name.

Purse snatching often happens when we least expect it. Your purse can be snatched from your grocery cart as you compare the prices of apples juice, snatched from your stroller as you chase the toddler who will no longer sit it or snatched right out of your car as you wait at a red light. You can’t predict a purse snatching but there are some things you can do before and should do right away if your purse is stolen.

Things You Can Do Today to Prevent Identity Theft if Your Purse is Stolen:

1. First of all, make sure that you are no longer carrying your social security card in your wallet. Instead secure it away. Only take your card with you on those rare occasions when you know you will need to provide it.

2. Make copies of all of the cards in your wallet, including the sides with contact numbers. This would include bankcards, memberships cards such as a gym card or library as well as memberships such as Blockbuster. Secure these copies away so you’ll have an accurate list and won’t have to try to remember it all following the stress of having your purse stolen.

Steps to Take Right Away if Your Purse is Stolen

1. Contact your local police department and file a report.

2. Search the immediate area including bathroom trashcans or dumpsters. Purse thieves generally take what they want and unload the bag quickly. Even if your wallet is gone, you may get your new lipstick or your photos back.

3. Using your copied list start contacting businesses immediately. The most important thing is to make sure to move quickly and before a thief can start to damage your credit.

-Contact your bank.

-Contact credit card companies.

-Get new cards and new numbers for all memberships. Don’t let a purse-snatcher enjoy a sauna at your gym or evening of free movies on your account.

4. Get a new Driver’s License and be sure to “cancel” the old one.

5. Contact your health insurance carrier and notify them of the theft and request new information, including a new card and new identification number. Identity thieves can use your prescription drug card to feed a drug habit or use your health insurance to have medical procedures from life saving to tummy tucks or breast enhancement.

6. Change the locks on your doors to both your home and car if your keys are stolen. Remember that if they have your wallet, they have your address too. Contact the car dealership to see what changes can be made to your car locks.

7. Contact your cell phone company and inform them that your phone was stolen and ask that service be suspended. One young teen had to learn the hard way how quickly purse-snatchers can run up a $400.00 phone bill. You can reactivate your account when you get a new phone.

8. Contact the three credit reporting agencies, Experian, Equifax, and Trans Union to place a fraud alert on your credit report. You can actually only contact one and the information can be shared. Once placed companies that attempt to obtain your credit information for any reason will be notified of the possibility of fraud, if for example the purse snatcher tries to buy a car or even set up utilities using your name and credit.

9. Freeze your credit reports. By freezing your credit report no information can be provided without your permission. You can always remove the freeze. State laws vary on whether there are fees for this service and what those fees are but in general many states are making this easily affordable.

10. Lastly, it is really important to make sure you get all the report information to responding officer before the responding officer leaves. This information will be needed at each and every step along the way to protect you from identity theft, medical and credit card fraud. It can help you with your insurance claims, obtaining new documents and protecting your good name and credit. It should be the first tool that goes into your new purse.

Lisa Carey is a contributing author for Identity Theft Secrets: prevention and protection You can get tips on Identity theft protection, software, and monitoring your credit as well as learn more about the secrets used by identity thieves at the Identity theft blog.

2007 – Michelle Pfeiffer – Miss Baltimore Crabs (Hairspray movie)

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